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Ditech Mortgage - Ditech

No of Reviews : (2)

	Over all Rating

	Coverage		20%
	Cost		20%
	Customer Service		10%
	Claims		20%

All About Ditech Mortgage

The on line capabilities provided by Ditech Mortgage allow the customer to communicate with knowledgeable loan agents from home, work, or on the road. The firm offers a wide range of mortgage procedures including first mortgages, fixed rate second mortgage, variable rate equity mortgages, equity mortgages on credit, and also no closing cost mortgages. Since these mortgages are based on on line processing, their processing would be faster to maintain a better to serve the customers.

Proper evaluation of mortgage options can help households manage their financial priorities without exhausting emergency savings, delaying retirement or being forces into higher-interest alternatives like credit cards. The Ditech Mortgage survey also revealed that virtually all respondents have already paid off, or are confident they will pay off their mortgages. Despite chatter among skeptics in the industry, U.S. homeowners are looking to pay their homes off within a decade and are already more than halfway there.

Key findings that demonstrate this trend include:
1. Nine out of ten respondents have already paid off, or believe they will pay off, their mortgages
2. U.S. Homeowners surveyed have paid off an average of 53% of their total mortgage
3. 1 in 3 homeowners estimate they have less than $75,000 to pay off their mortgage
4. More than 1/4 of respondents (28%) believe they will pay off their mortgage within the next ten years.

Advantages of using Ditech Mortgage are:

Simple and Convenient

Competitive Rates

Fast and Easy

Lowest interest rate and fees

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Reviews

Review By:	anonymous
Location:	la, California
Type of Mortgage:
Date:	05-12-2009


Coverage
Cost
Customer Service
Claims

Summary
we thought we get the best deal around. The interest rate was pretty low and total point was very reasonable. We sign up with them and have the agreement signed in(locked agreement). Few months later and 5 days prior the closing deadline, they never called about the status of our loan so we have to call them and left a message but never return our call until we keep bugging to call regarding our loan application. So, finally we got their attention. They told us the APR has changed to 10% instead of 5% (as we agreed on and signed) and also the Interest Rate Locked Agreement has change to 4.785 Interest with a 2.250 total points which is not what we agreed on from the beginning. Now that we don't have enough time to extend the closing date, we have nothing but absolutely a total waste with this company. To all of you who are planning to buy a home or are planning to use their service, do not do it. You can get a better deal somewhere and what I mean is a real deal from other lenders who you can be trusted with no fly traps..

Review By:
Location:	Crosby, Texas
Type of Mortgage:
Date:	02-26-2007


Coverage
Cost
Customer Service
Claims

Summary
This company said to weeks and more like 5 they can,t get it right..


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